FlyerTalk Forums - View Single Post - Rental Insurance Help Needed- AMEX Premium Plus WHAT?
Old Jun 24, 2019 | 8:26 pm
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guv1976
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Originally Posted by pizzaparty
I will check with my insurance tomorrow. Since I don't rent often, I worry that I'm overlooking something. What if they rent me a car that is worth $40k, it gets totaled and the car I have personal insurance on is worth $15k?

Thanks for the help and quick reply!
It all depends on what your policy says. Of course, if you rent from Avis or Budget with the AARP code at a participating location, your liability for loss of or damage to the rental car -- even a $40,000 rental car -- would be limited to just $5,000. See, for example:

https://www.avis.com/en/offers/partn...embers-save-30

(Click on the "Benefits" link to see the coverage details.)
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