Originally Posted by
I can see for miles
My advice would be to give and receive. You're asking for advice, which I'm sure some of us will be glad to provide, but I'm also sure many of us would appreciate a data point on your stats -- recent CC openings as well as within the past 24 months, manufactured spending activity if any, etc. -- as well.
Recent CC openings:
CIP: 2/21/19
MPE: 2/21/19
A+: 2/21/19
IHG app triggering shutdown: 4/30/19
Past 24 months:
Delta Gold: 6/23/17
BBP: 6/23/17
BRG: 6/23/17
Citi AA Biz: 3/5/2018
CIP SSN: 4/4/18
Citi AA biz: 6/11/18
CIC: 9/4/18
BoA Cash rewards biz: 9/6/18
Hilton Biz: 9/6/18
Citi AA biz: 9/17/18
United biz: 11/25/18
Citi AA biz: 1/9/19
Oldest account is a 12 yr Freedom, no bank accounts w/them, no CL cycling or BP, light MS mostly on BBP, Ink 5x Office and old SPG card (130k total in 2018), used MS to meet all MSR.
2/24 at the time of IHG app but had just maxed Q2 5x on 3 Freedoms so it triggered high revolving balance (mistake in hindsight), but honestly thought this was lightweight churning compared to other DPs.