Question for the experts.
I applied for the Biz version, not understanding the 0/$0 suggestion and was sent into Pending and also sent a letter to verify my information. I ignored it. This was March 2019.
I've closed out the only Personal card I had, still have an open Biz card I opened last year.
Can I try to open another Personal card at this time or should I wait another month or so? Also, wait a couple months more before going for the Biz card with the 0/$0 suggestion this time?