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Thread: any LDW from rental co = no coverage from credit card?
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Old Apr 22, 2019 | 1:11 pm
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guv1976
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Originally Posted by garykung
Assuming the CC honors the primary LDW coverage, there is no need to purchase another LDW coverage from the rental.

Nevertheless, subject to applicable T&Cs, the following should happen in case when the LDW coverage is triggered:

1. Car rental's own LDW coverage has the highest priority (because the car rental company will never bother working with others).

2. If there is any amount that the car rental LDW does not cover, the credit card will take care the rest.
Can you cite even one credit card whose rental-car coverage terms and conditions state that purchasing optional, partial-LDW coverage from a rental-car company will not void the card's coverage? I'm not saying that no such card exists, but I've never heard of a credit card whose coverage would still apply if a cardholder were to purchase optional LDW coverage from the rental-car company.
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