Can anybody confirm the travel insurance on this card hasnt changed. Im getting ready to purchase 2 AA tickets but eill be using gift cards for the majority of the amount with less than 100 on the prestige. Do they still cover just charging a portion?? I tried perusing the benefit guide and saw it said they will cover the lesser amount to inlcude what you put on the card, so does that mean if i only charge 46 of the total ticket price im only entitled to reimbursement of 46?