Originally Posted by
RedSun
Not sure if you fully understand it. Carrying a balance does not mean I pay any interest. I would pay off the entire balance each month. After the CBs are educated, 15 or even 20 CCs having balance does not factor into the credit report any more.
I understand it, and my assumption is nobody on here is paying interest. What I was saying is that many will let the all statements all cut with a zero balance except one or two cards with a token balance which is paid in full after the statement cuts.