Originally Posted by vanillabean

If by simple you mean direct, then yes. But this product change comes with three hurdles 1) standard stuff such as being in the same family of cards, 2) Chase-specific requirements such as time constraints, the Preferred must be a year old, 3) the Reserve would be an upgrade from Preferred, so there is a higher credit limit requirement, maybe a higher credit score is needed too, I don’t know if you’ll be asked for current salary or other personal stuff. Perhaps someone who has gone through the process can chime in.