Originally Posted by
Rommie2k6
Wow this is TERRIBLE, that's going to be after the 30-day period for AMEX cards where I get my annual fee refund. Is there anyway to get the free cert and get the annual fee refund? Got played by AMEX, had I know they would pull this ........, I would have cancelled and freed up a 5th card slot instead of waiting for this nonsense.
No. And this is by design.
Dont you realize that is precisely AMEX does not want you to cancel the card, not paying AF but still get to keep the eCert?
It has been explained in the update of the T&Cs when the benefit changes were announced way back before August 1st - 8 to 10 weeks after anniversary date to receive the FN cert. Been enough DPs since then and the first lot of FN certs appeared on Oct 2nd - precisely the 2 months after the eligible cut off anniversary date.
To be fair, AMEX has not lied, nor played you - as it openly stated in the notice on benefit changes.
Chalk this up a lesson learned when one is too lazy to read the fine print.
You either pay the AF, consider buying a 35K FN with $95 or forget about the FN and cancel the card, thus save your $95 payment. It is still time to cancel your card without paying, as long as you dont want the 35K FN cert.