Originally Posted by
beachmouse
With most FF programs I'm familiar with, the terms and conditions state miles/points have 'no cash value' and if there is no cash value, I'm not sure how there could be a debt to collect.
IB doesn't claim they have no value, they claim they aren't transferable to cash. A very important distinction. You should default to the Spanish terms with IB.
Los Avios y Puntos Elite no son canjeables por dinero u otros bienes fuera de los especificados por el Programa. Los Avios y Puntos Elite no serán acumulables a los concedidos por cualquier otro Programa en el que participen las compañías participantes.
Regardless, a debt in avios may be collected in Avios and you agree that the BAEC account is also yours by the nature of the terms of the transfer.