Originally Posted by
Michael Trezza
I want to add those cards to wallet soon but not sure where to start. The only thing stopping me from going CSR first is the current sign up bonus for the SPG Amex. SPG points are super valuable and I’m planning on going away in April. I already have Delta miles to cover my airfare but after I use my miles is when I’ll use UR. Not sure if getting the SPG card first makes sense though.
Have 0 opened credit cards past 24 months
714 Fico 8 but next update it’ll be higher as I bought my UT% from 42% to 5% and paid off one loan. Current student loans are at $160k and in forbearance.
My yearly income is $80k
I always apply Chase CCs first since they are harder to crack. But with your credit profile, Chase will probably only give you one card. Chase Marriott card is pretty much the same as AmEx SPG card.
If you just start, I'd advise to get either Freedom or Freedom Unlimited card. AmEx SPG is easier to get. Good luck.