The topic of taxable rewards for bank accounts is well understood. It is an important consideration to some people in evaluating an offer. I accept that it is not important to you, but it will still be discussed.
See this thread for years of evidence:
[Consolidated] 1099s for miles & cash rewards from all banks
It is also well established that credit card rewards are not taxed in the USA, because they represent a partial rebate of the amount spent. If Chase sent you a 1099 for a partial refund of your annual fee that would be an important policy change -or- a mistake. However, if you are unwilling to even look at the 1099 to identify the account that Chase referenced, there cannot be a discussion.
It is fine. We move on.
Last edited by philemer; Sep 14, 2018 at 7:35 pm
Reason: removed unhelpful comment-