Greetings



I am thinking about picking up the hobby of reward points mining as my credit score and total debt are where they need to be. Currently my FICO 8 score is 714 and have an 11% utilization ratio. I have 5 hard pulls on my Experian report: 2 auto loans (shopping), 2 personal loans (shopping) and 1 credit card (Amazon) but the credit card is going off of my report on 11/11/2018.



I am currently using my Delta Plat Sky Miles card for everyday as the rest of my cards are just residents of my sock drawer. I currently have 27,000 miles on my account and a balance of $0. I recently got promoted this year and would like to travel more. Maybe 2-3 times a year.



I think over time I would like the Chase trifects of the Saphire, Freedom, and Freedom unlimited for max value and flexibility of points. I also want to get the AMEX SPG card as when I do go away I like to stay at one of their branded hotels.



With the AMEX Sky Miles card I get a free companion ticket each year which I have not used. I am thinking of applying for the AMEX SPG card and get the signing bonus then pair my current mileage and SPG bonus to go away using points to either cover or reduce the costs. That is the short game. Long game is to switch to the Chase UR program as United usually has good deals and you can transfer UR to SPG. I get the three cards over a span of 9 months but not sure what card to get first or even if I should get the SPG card first, or at all. Also I have been looking at the Citi Prestige card as every fourth night is free compared to the fifth with SPG.



If anyone can give me pointers or suggestions that would be greatly appreciated! Which card would you get first or do you have another combo that works?



Thanks again!