Well this Amex thing is about shut downs and the reasoning behind many banks doing them to people like us. Hey I certainly aint whining... I did not do the amex offers and was sad at missing out but now fortunate I did not even get any on my few cards to begin with.
But the psyche and philosophy behind whatever card issuers do, or how people are who do the deals we do that end up in shut downs is JUST AS IMPORTANT if not paramount to helping to understand this stuff in general, and to try to avoid and navigate the waters going forward. Would you not agree?