Denied Alaska personal card for too many hard pulls for other cards, 5 this year. Denied on app, then denied on recon. Rest of my credit profile is great, just too many pulls. Did Alaska business card app following day, went pending, called recon, they passed me to Fraud Prevention, they verified some info and passed back for approval which occurred immediately. I called recon and they said already approved. No docs needed. I do own a decade old real business.
So no personal card, but business card was easy. There is your DP. Cheers