Originally Posted by
Shawnee
Data Point on Chase:
Chase shut me down in Sept 2016.
I tired to apply for a checking aco.... for a sign up bonus in branch last month and when the associate pulled up my details using SSN, there was some big blob of text in red that I could not read but he told me that "Not sure why but they instructed not to do business with you" and I could not open an aco.....
I tired to open account online later that week and at the final stage where I can fund initial deposit with a debit card, it kept saying unable to process debit. I tried 2 real bank debit cards and 1 or 2 prepaid visa cards. I assume even though the message says about debit card, the system may have blocked me for the shut down.
Today I went to apply BA card and surprisingly, I got approved with $20K limit. Hope I will actually receive the card.
If anyone was successful in getting new cards after shutdown with chase, what is your experience like?
I encourage you to read through the shutdown thread in the Chase forum:
https://www.flyertalk.com/forum/chas...solidated.html. There are many relevant data points. The short answer is that they will likely close your BA card within a few months, maybe sooner, although there are a few positive data points of people getting back in, long term.
Originally Posted by
Shawnee
Data Point on Barclay:
I got shut down by Barclay in Aug 2017.
I tired to apply for their Aviator card once few months ago and again today and both times it got rejected and looks like the flow is that the rejection is prior to them even pulling credit report. Not sure if I will ever get out of it.
I was shut down by Barclay in Feb 2016. My experience has been similar. I applied for another Barclay card a few months ago and was rejected without them even pulling my credit.