Originally Posted by
Majuki
Considering most people are probably using this card in China where PBOC is supported, I would tend to think that fallback transactions would be viewed with more scrutiny.
Normally I'd agree, but UnionPay has to know that PBOC acceptance in the US isn't all that great. You'd think they'd provide some guidance to issuers to ensure a good customer experience insomuch as possible. Of course, such guidance might not actually be mandatory for issuers to follow.
