Originally Posted by perkunas

With the Chase 5/24 rule you may want to reconsider wasting an app on AARP. I got this (among others) just before 5/24 went into effect and in hindsight I'm kicking myself for having wasted a Chase app on a card that I'm unlikely to ever use beyond the signup bonus. I wish I had gotten the IHG or Sapphire or United or Freesom Unlimited.

But if you dine out a lot and prefer the simplicity of cash back as opposed to miles/points, then it is a great card with no AF.