Originally Posted by
nomiiiii
It no longer makes any mention of $50/5000 lower bonus for Platinum Plus.
It has simply been replaced that with a catch-all statement:
"The benefits for Platinum Plus® accounts differ from Visa Signature® accounts."
which is so murky as to explain absolutely nothing. It could mean the bonus difference is gone, or it could mean that they just stopped spelling it out as a separate step.
Originally Posted by
nomiiiii
Do we have data points on this?
No, I just reviewed the month of posts since yours and since then either people just got denied (a lot more people are getting plain denied now than in the past), or got approved for the Signature. So it's also unclear whether this change of T&Cs might have something to do with them changing their practices and now just more likely denying you outright if they can't approve you for a Signature. So I suspect we'll have to wait much longer until we either get someone with a <$5000 CL, or with a clear denial because they didn't qualify for a <$5000 CL.
So while this other possibility (that they now deny in cases where they would previously only approve for Plat Plus) might be equally good, it'll be hard to prove with datapoints in a short time. (If we go a half year or year with no one approve for Plat Plus, at that point that might be significant, but it may take that long to establish whether it's just about never happening any more, and for what reason.)