Originally Posted by
nomiiiii
OP here - yes its the ritz blogger touted trick scenario. I'm skeptical that is the case for shutdown.
The letter received from Chase explicitly states the reason for shutdown is "too many recent accounts" (which I do have from other banks).
You dont really think Chase would tell you the real reason(s) they shut you down other than the most obvious and most generic one?
There are previous DPs on shut downs having the cheap Ritz card trick to avoid paying AF when the posters dont have anything nearly close to your lol/24. The cheap Ritz trick has been speculated to be a shut down factor, has been for many months. IIRC the first time I read about it was last year and I was surprised how aggressive some can be, trying to squeeze everything.