Originally Posted by
patrick.barnes
Amex Plat gives you FHR which is worth more than the net AF per year for me.
Also Amex protection benefits are actually usable. Any high value purchases go on Plats (I carry both personal and business Plats).
I've used FHR once when there was a 4th night free promo, but otherwise I find Virtuoso has generally been a better deal.
Originally Posted by
Super Mario
Is anyone actually using a card for loss and damage protection within 90 days? And BTW, the CSR has that same coverage, but for 120 days.
I've used Amex purchase protection a couple times and the ease by which they took care of things was great. So I definitely will go out of my way to put important purchases on an Amex if I can.
If CSR has comparable coverage and ease-of-use, that would be a huge plus.