Originally Posted by KRSW

Here's my stats:
Started in Dec 2015.
Amount Lent: $9500
Amount Defaulted: $1.98
Amount of Currency Rate Loss: $0.21
Total losses: $2.19
$2.19 / $9500 = 0.0002305263158 or 0.023%.

US inflation for the same time period was 5.51%.

So, I've earned ~33,000 UR points for $2.19.

DO BE CAREFUL when choosing who you lend to. AVOID US loans. As I've posted elsewhere, credit is easier to get in the USA than buying beer. If traditional and even non-traditional lenders aren't willing to fund someone, you shouldn't either if you expect to get repaid. DO look at the lending partner's credentials. In general, I only lend to partners with 3* or better, 0.3% or less defaults.

My one and only default was a loan I kind of knew didn't stand a chance. Very high $ loan being taken out in a very poor country. I bought into it because I wanted to see them succeed whilst knowing they likely weren't going to be able to repay. Even so, $2.19 for 33k UR points. Find me a better deal out there.