You know, I was thinking about this and was honestly surprised JCB didn't sell the portfolio to someone else. Sure its probably really small but the customers they do have are vetted to heck and with tons of manual underwriting this is probably a very low risk group. Small credit lines limit exposure to defaults and I'm sure there must be someone out there who wants to target the Japanese expat and Japanese American community. That ANA card for example (you know, the one with the laughable signup bonuses). Even if they switched it to a Visa. Any sale would be more profitable than just closing up shop and leaving everyone hanging.