FlyerTalk Forums - View Single Post - Cards with 0% APR Balance Transfers/Purchases, $0 Fees offers [Consolidated]

Feb 6, 2018 | 8:33 pm

#126

sikorloa

Join Date: Dec 2014

Location: SAN

Programs: AA, SPG, UR, MR

Posts: 181

Quote:

Originally Posted by Yoshi212

[MENTION=751643]sikorloa[/MENTION] Check your current cards for balance transfer options. Citi, Cap1 & Discover send me offers at least twice a month and online they're also available. I've found that Cap1 & Discover tend to offer better terms compared to Citi. Barclays are a joke.

Thanks Yoshi - I have cards from Amex, Citi, Chase, Barclay, US Bank, and B of A - the $3.5k debt is on a Bank of America card (Alaska Airlines).

I have the Capital 1 Venture, however it's for my small business (different EIN number). Could I transfer it to that card? Or would that be a bad idea (since my debt is my personal debt? Not sure it would matter...).

Don't have any discover cards - I will check out the Cap 1

I also get balance transfer offers all the time, I just shred them though lol. I just got one yesterday, from B of A though - so I don't think I can transfer B of A debt to BofA balance transfer. I'll call them to check though.

Again, thanks for the suggestions!

PS - could I theoretically use a 6 month Balance Transfer offer, and before the % APR kicks in, I could transfer it to another Balance Transfer offer, to have more time to pay it off?

Last edited by sikorloa; Feb 6, 2018 at 8:46 pm

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