I am so paranoid about the Amex rat pack.

I am currently working on my min spend for the Amex Plat via all organic. $5k min spend requirement.

There is a charity that I legitimently support and donate to (often). Charity has a function on its website that lets you donate with a credit card with a 3% fee.

I am willing to take the 3% hit but will this get clawed back or the rat team look into this? (I feel like this should be organic).