Charter One limits you to $5,000 in giftcards per month. But did you know that the $5,000 limit is per each credit card number? Address, name or SSN# do not seem to be the control used to determine when the $5,000 limit is reached.

In early May 2004, I ordered $5,000 in giftcards using my United Frequent Flyer Visa card. Then two days later I attempted to purchase another $5,000. using my American Airlines Advantage Master Card.

Both orders were accepted by Charter One with no problems. Within 15 days I had received all $10,000 in gift cards. United and AA have both credited me with 5,000 frequent flyer miles each per my June statements. 10,000 ff miles from giftcards in one month is not bad!!