Originally Posted by
Hyacinthe
I never considered it myself because of the relatively high fees, but those looking to reach large minimum spend could consider buying a Wealthsimple gift card (and deposit into a the account of a spouse or a close friend, as you cannot send a gift card to yourself). They accept Amex, Visa and Mastercard and charge fees around 3%.
https://my.wealthsimple.com/app/gifts
If you're going to incur that cost, you can just pay that spouse or close friend using Paypal for 2.9%.