Originally Posted by
wco81
You need to download their app. or get a security dongle and then do some kind of device activation, in order to access their accounts online.
This was true, and you may still need to have it to create the online account, but the security dongle is no longer needed for routine access.
Originally Posted by
garykung
Its AF is free with the account. The AF you are quoted is the one without the account.
The new World
Elite MasterCard is $395, and the fee is not waived for Premier account holders. This is a
me too product designed to prevent Chase and Citi from poaching HSBC's deposit clients. HSBC (USA) does not appear to be interested in credit card
only relationships.