Originally Posted by
Flyingwasabi
I was on the phone with AMEX, they said I can “request a $1000 return protection” once per year.
And I don’t mean like emailing them on the computer I claimed to be lost, or calling them on the phone claim to be lost. In some parts of the world, if you don’t pay extreme attention of your belongings, they are very easy to be lost/stolen. Or one can very easily “accidentally” drop the phone in a lake or left it on a train.
My point is, how would AMEX stop people from throwing their $1200 computers into the lakes in order to get higher purchase protection vs return protection.
I suspect AMEX prosecutes people they suspect of perpetrating insurance fraud or at the very least shuts down all of their accounts.
Now, from a FlyerTalk perspective, we have this:
"Deceptive, Dishonest, Illegal Or Fraudulent Posting
Posts that misquote or mischaracterize other posts or members, or contain deceptive, dishonest or knowingly inaccurate information are not allowed.
Supporting, encouraging or promoting illegal activity or fraud upon an individual or company is prohibited."