Ok no one answered my question but I finally opened my CD just doing it online and selecting 12 months and under 10k, no business checking was required. Opened immediately and then I put in the CD account number on the form BofA Small Business Lending sent me and emailed it right back. Today, my card was approved for $1500 limit. Hilarious. Finally back in the BofA Alaska game for my much deserved 31k points...