Originally Posted by sdsearch

The chances of approval on a business card are greater if you pretend you don't have any revenue yet, etc. Say 0 years in business, 0$ business revenue, your name as the business name, you address as the business address, your phone as the business phone, sole proprietorship, etc.

If you claim anything else, they may hold up the approval by sending you letters asking you to first prove that your business exists with copies of bills, prove your business revenue via tax returns, etc!

Ironically, people with real businesses (who apply explaining their business) get more hassles from BofA that people with no real business at all who give the answers I mentioned above.