no insults to anyone (tho gary sometimes do bug me, but that's not important here)

reading the OP's past post gives an impression (he) is asia based. so assuming a US cc is not the best option.
that said, it's a good reference for anyone with a USD card in the future who flies CX and expects a refund in 7 days (legally)

OTOH, consumer protection is good as sh!t in hong kong. Apple just took away product refund and noone gave a cr@p.