Originally Posted by
sdsearch
The question is not just whether the ATM PIN would work, the question is also whether using the ATM PIN would keep it as a purchase, rather than cash advance.
Without knowing local transaction customs (do most people there use credit cards or debit cards) I don't know if it's safe to assume that it would definitely code as a purchase if it's asking for a PIN from a swipe.
The coding is based on the transaction coding, NOT on whether a PIN was used. That's a myth that keeps coming up.