Originally Posted by WKnight

I have an older BMO MC Cashback card. Last month I asked if I could convert this to the BMO World Elite MC, with the 20K first year free, but the reps (called twice) told me that since I already the World Elite before (2014) that I would not be eligible for the promotion. Both reps pointed to the online terms to ensure I read the notes about this. I debated if I should just apply for a new card, instead of converting the existing card, but was soured enough that I didn't bother.