Originally Posted by
mikesyr18
Why would someone want that card, except for the sign up bonus and PIN??
It's basically a 2% cash back card with an $89 AF.
If PIN was really that big of an issue, Americans would have PIN preferring cards.
The card's free for the first year. After 12 months, call to cancel it and they might even offer to downgrade you to the no-free Arrival. If not, Barclaycard is supposedly friendly to churners (or was last I remember, anyway, which was a while ago) so you can sign up again in a few months or whenever you're about to travel overseas next. It's a simple enough formula for a non-churner with reasonable credit to follow.
Also, people aren't worried about manned terminals--they're worried about the unmanned ones.