WHAT WOULD YOU DO?
You guys here have been amazing at teaching me, but I am having an issue....My husband and I were heading to Punta Cana for a wedding in November, staying at Hard Rock with UR pts, flying with SW. However our childcare fell through and now we have to bring our 4 kids under the age of 10 with us. Now I don't know what points to switch where in order to minimize out of pocket expenses...

Currently I have
250,000HH
60,000 SW
120,000 UR
$400 in UA vouchers

Hard Rock is now going to cost 57,000 UR points per night, so we only have enough for 2 nights....but we don't necessarily have to stay there.

So, I didn't know what the best way to do this would be....could I get a HH resort in Punta Cana, and maybe use UR for flights? Or maybe transfer UR to UA or SW? Or maybe there is another UR card that I can have my husband get to boost my points really quick? I'm ok paying some oop, i just don't want to trade points and get a really bad value. How would you do this?

oh, btw, I didn't get a SW companion pass since I didn't get approved to the Business card..

thanks so much!