Originally Posted by
garykung
I would say the correct way to say this is an insurer can't increase your premium simply because you have a no-fault incident. However, the insurer can still raise your premium for all other reasons (such as increased cost of insurance).
Not accurate for most states. Substitute "may not" for "can't" and it would be accurate.
Laws and other restrictions on how rates are determined are passed at the state level by legislatures and regulators.
If there are no specific laws or restrictions then each company decides how to do it.
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