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Old Jul 7, 2017, 10:44 am
  #4118  
heraclitus
 
Join Date: Aug 2010
Location: YWG
Programs: Aeroplan, MileagePlus, Marriott Rewards
Posts: 2,159
Originally Posted by alexteacher
Just a small note that might help others.

1. I just applied for this card and was denied as I "can't hold two cards of the same product."
2. I actually closed the other Best Western card a few days ago...but
3. MBNA did not close it for me.

The agent informed me that the previous rep refunded a small amount to my bank then forgot to actually close the account.

*credit to her/them for just telling it like it is*

So, I effectively got thwarted in this application.

However, the credit department told me that I would have to wait at least 30 days to reapply anyways, as it "takes 30 days for the (first card) closure to show up on [my] credit report."

I don't know if this is the case, but this is what I was told.

NOTE: When I was able to finally close my original Best Western Rewards card today I was given a confirmation number of 7 digits. I now know to ask for one of these when I close an account in the future.
Interesting. Thanks for the data point. I just got a MBNA BW a couple of months ago at 40K, thought I'd pull the handle again but based on this I think I might just leave it alone. Looks like MBNA is closing the door on multiples?
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