FlyerTalk Forums - View Single Post - Bank of America Alaska Airlines card (2017 - 2024)
Old Jun 29, 2017 | 9:59 pm
  #456  
jiaogulan
5 Years on Site
 
Join Date: Jan 2017
Posts: 790
I have 2 BoA credit cards (Cash Rewards and Travel Rewards) - one from 2005 and the other from 2015. I do not use them anymore for normal spend but I do a few small charges to keep them active. I used to have a mortgage and checking/savings with BoA but I do not anymore.

I have 795-805 credit scores and 8 hard pulls on Experian. It actually should be 7 as my BoA Travel Rewards hard pull was on June 5th 2015 so it should not count per the 2 year rule, but it hasn't disappeared from my Experian app yet. Not sure if this matters, minor details hopefully.

I have opened 4 new credit cards in 2017 all with non BoA banks, with the last one being in April (AMEX SPG).

I have never had an Alaska credit card at all.

I was planning on applying in the next day for a personal Alaska card and then after immediately applying for the Virgin Atlantic card to merge the hard pulls.

I have a 90 day freeze on all my 3 bureaus so I will not get insta-approvals, but I am aware of the need to call Bank of America during business hours so I can resolve the pending app and deal with getting the right Alaska card if they approve me for the lesser of the two cards.

Does anyone knowledgeable with BoA and these Alaska cards see any reason why this would not be a good idea? Not looking for promises of course, just opinions. I noticed a recent post on AwardWallet mentions that doing 2 BoA credit card apps at the same time is more risky -now-, but I am not sure if they mean applying for 2 Alaska cards at once which I have no desire to try. I do not see any downside to doing the Alaska app first and then doing the Virgin Atlantic one but posting here in case I am missing something.

Last edited by jiaogulan; Jun 30, 2017 at 6:05 am
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