Join Date: Mar 2003
Location: Pittsburgh, PA, USA
Programs: MR LT Titanium, IHG Plat.,UA Premier Silver, & PA/OH Turnpike Million Miler
Posts: 2,723
Regardless of if you're at fault an accident can be used to justify not renewing a policy if the accident exceeded a threshold for dollar loss (currently $1770 in PA). So the advice to work directly with the hotel's insurance company and not make a claim with yours is %100 on target.
--Jon