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Old Jun 5, 2017, 7:05 pm
  #903  
digitalpop
 
Join Date: Dec 2014
Posts: 74
Originally Posted by nwflyboy
Of course they can. ANY credit card issuer can easily see exactly what you are buying at virtually any store. If they have a reason to look closely (or if you give them a reason to look closely), the details are all there for them to see. Nothing you can do to stop that if they choose to look.

There are risks to this activity. This is one of them.
Actually, I think this is incorrect. Credit card issuers CANNOT see line-item detail (ie, exactly what is purchased) from a specific merchant... usually. There is a distinction between level-2 data reporting and level-3 data reporting. MOST merchants do NOT report level-3 data, which is the data that includes item-by-item what is purchased. A very small subset (Staples is one I know of) of merchants report level-3 data to issuers.

So in most cases, your credit card issuer has no way to find out what exactly you are purchasing.

https://dharmamerchantservices.com/f...-level-3-data/
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