Originally Posted by
tmiw
My understanding is that PBOC and EMV are somewhat similar. In particular, both UnionPay/PBOC and other EMV cards have AIDs on them, which is probably how a terminal can support both. Unfortunately, that doesn't seem to be the case in the US at the moment, and I don't know when that'll change.
Yes, you're right. Terminals can definitely support both, and my transaction from
February in Hong Kong shows ICBC PBOCCARD as the application. While I wasn't paying close attention, I believe the terminal was the same as if I had used a Visa. Someone like
percysmith could come and correct me if merchants in Hong Kong typically have different terminals for UnionPay and everything else.