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Old May 31, 2017 | 10:31 pm
  #153  
Tyler2017
 
Join Date: Apr 2017
Posts: 150
Originally Posted by Majuki
I've been testing out the card per some other posts online, and I was able to select debit at Safeway. I entered my six digit PIN, and the transaction approved and posted as a purchase:



It is also possible to do a PIN bypass and run it as a credit transaction. Also, I had initially swiped the card, but the terminal asked me to insert. After I inserted the card, the terminal told me to swipe.

I then wanted to see if the Arby's nearby supported PBOC since I knew they were using standalone First Data terminals, but the terminal did not. The cashier was having a difficult time with the terminal because it was giving conflicting information about inserting or swiping the card. Perhaps the terminal was trying to prevent a fallback transaction? Eventually, the transaction went through, and it said it was a Discover card:




Finally, I decided to try it out at Costco. To my surprise, it worked there too after I entered my PIN:



The two transactions above that went over the debit network cleared as purchases. I'm curious which debit network it's using. Might it be Discover's debit network?
Didn't Costco and the others listed above enabled EMV already? Why did the terminal allow the chipped UnionPay card to be swiped? That defeats the purpose of having EMV in the first place!
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