Thought I would just share my experience quickly. Been eyeing the personal and Business cards for the sign-up bonuses for a trip next spring. Did some reading on the application process and was a bit uneasy. Just worried I'd have to go through hoops and call in the recon line. but I'm glad to report all went well.

I applied for my personal card 1st. After filling out fields, I was taken to a second page to answer a couple of security questions. After a short wait I was immediately approved for the Visa signature.

I then immediately applied for the business card. Note: I don't really have a business, but may in the future? Business name was my name, no DBA name, years / months in business 0, $0 gross sales, applied for individual rewards, used my ssn for ein, as well as when filling out my information, used my personal address for business address. I was approved immediately with a line of credit.

I did this same process for my wife after my applications where complete. She was approved for both cards as well.

Note on credit:
-Both our credit scores are in the high 700's to low 800's
-We have no other BOA credit cards or affiliations
-We have both applied for credit cards recently and been approved. (1 in April / 2 in May)

I was excited to get approved for all and now will just need to enjoy the miles ; - >

Thanks for all the help everyone!