Seems Citi Prestige has added a whole bunch of insurance benefits to the card, some or which are quite attractive:
https://www.citibank.com.hk/english/...tige-card.html (then click on "free travel insurance and other insurances")
Obviously have to pay with the card to get the benefits, namely:
- Travel insurance, quite low limits, but seems to be more compresensive than the usual travel accident insurance you get on other cards.
- Extended warranty: Upon expiration of the manufacturer’s warranty, the extended warranty benefit duplicates the terms of the original manufacturer’s warranty up to one (1) full year. Eligible purchases repaired or replaced for up to USD500 per claim and a maximum of USD2,000 over a 12 month period of insurance. Benefits are provided for the costs to repair, replace, or provide reimbursement for the item if it cannot be repaired or replaced.
- Purchase Protection Insurance: Purchase Protection Insurance provides coverage for loss of a Covered Purchase due to Accidental Damage or Theft occurring within ninety (90) days from the date of purchase as indicated on the store receipt. Coverage includes up to USD3,000 per claim and maximum of USD20,000 over a 12 month period. Covered Purchases include worldwide purchases subject to the terms and conditions of the policy.
- E-Commerce Protection Insurance
- Wallet Guard Insurance
- Collision Damage Waiver Insurance: Covers physical damage to rental car incurred during a covered rental. For up to USD50,000 per claim, this cover is on a worldwide basis. By using Citi Prestige Card to reserve and pay for the entire auto rental, this insurance will be automatically in force up to the stated limits and subject to the terms and conditions of the policy.
Some of these are quite commom with CC's in the US and UK, but first time I am aware of on HK issued cards (maybe apart from Amex charge card).
Edit also just to add, they are offering free Boingo wifi until the end of the year:
https://www.citibank.com.hk/english/...estigeCardCCLN