Originally Posted by
mikesyr18
...I have a Starwood Preferred Guest/Marriott/Ritz Carlton card which also transfers to programs like AmTrak and 30+ other airlines...
That's OK for now, but when Starwood Preferred Guest is merged into Marriott Rewards it's possible (I would say likely) that the 1:1 airline transfer ratio will not survive. The suggestion is to lay the groundwork now so that you may be able to earn bonuses on Chase business cards later this year, or in 2018.