A couple of years back i had to go through a 15-20 minutes questionnaire over the phone about my business for an Alaska bus. credit card, they must have asked me over a 100 questions about the business, i have had a business account with BofA for 10 years for a legit business, that didn't stop the stupid process, that was the last time i applied using my Corp EIN, they can be a PIA when they want to be, many times through that phone call i wanted to hangup, but i didn't because i wanted the bonus, but i will never use other than 0,0,0 and my personal info.