Originally Posted by
ninim2200
I haven't been following this thread for a while now since some of my Family members got denied for a personal Alaska earlier this year because they had other cards open, i am a little fuzzy on the rules now and want to make sure i understand them right before i attempt any new apps, this is my understanding to the rules of applying to a personal alaska;
-you have to close previous personal alaska cards prior to the new application.
-wait 90+ days minimum between applications
-i am not sure if other open BofA cards affect the approval process.
i am not sure what am i missing but if someone can correct my information it would be great.
I was denied a Merrill due to age of accounts and a Alaska Signature card due to existing card and too much credit. I subsequently lowered limits to help reduce BoA credit to me and then changed Alaska card to cash back card to keep history. It has been around 45 days since I did that and I will probably apply for another within the next month.