Originally Posted by rxgeek

It might be good to point out that the points you get on new Ink cards are not UR points, but they are worth 5% cash back. If you value UR points at 2+ cents each, the benefit is half what it used to be. Current cardholders net about $15 in value for a couple $200 Visas and new ones get only $7.50. Some might not find it worth the time.