Originally Posted by
garykung
No sympathy with your situation when you attempted gaming the system.
While that might be the viewpoint of outsiders, the question is why the bank should impose additional requirements from that transaction? if they frown upon the purchase, they certainly have other ways of dealing with it.
OP, recently I heard a smilar story, but with checking account. Someone had BofA checking for years, and they needed to reverify the ID, and it could only be done in person, in branch.
Maybe this requirement is implemented across all BofA products, or maybe Merrill+ gets tied to a borkerage (or falls under brokerage wing too), so gets extra scrutiny.