Originally Posted by
flyer4512
I had 9 apps in the previous 6 months before I opened my first ever BOA card. I got instant approval for the AS Personal and had to call in for the Business in mid Dec 2016. I opened 3 more cards at different banks and then got IA for the BOA travel rewards card in late Feb 2017.
AS Biz pull EQ for me. So perhaps I can try getting IA without calling in... Just need to cancel my AS Biz first and wondering what BS excuse I need to provide
Originally Posted by
cce5858
Of the 10 cards I have had, I had probably had to HUCA twice. Usually they do it without any issues, but the 2 that told me the $5000 BS, one even told me that the points will be taken away from me. Of course I laughed and called again and then no issues. I never call the number on the back of the card though, I usually just call the wealth management card services and don't have to type in the number and a bunch of prompts.
Good point. Now that you mention it, the one time I had success in lowering CL to $200 is bc I call the 'wealth management' department. Thanks for the reminder ^